Federal Severance Pay Calculator
Check eligibility and estimate your severance pay under 5 U.S.C. 5595. Includes age adjustment, 52-week cap, and tax withholding estimates.
Step 1: Eligibility check
Answer these questions first. If you are not eligible, the calculator will explain why.
Answer all four questions to confirm eligibility.
Step 2: Enter your details
Provide your pay, service, and separation timing to calculate your severance estimate.
Calculated annual basic pay
$120,629 based on Rest of U.S. locality.
Includes locality pay; excludes overtime or bonuses.
Partial years are credited in full 3-month quarters (0, 3, 6, 9 months).
Calculations use official OPM formulas for planning. Confirm your entitlement with HR for official determinations.
Step 3: Your estimate
Review your gross payout, weeks of pay, and any caps or age adjustments applied.
Complete your inputs and select "Calculate severance" to see your estimate.
What happens to my benefits?
Health Insurance (FEHB)
Coverage continues 31 days after separation (free). Temporary Continuation of Coverage (TCC) can extend coverage up to 18 months at full premium plus a 2% admin fee.
Life Insurance (FEGLI)
Coverage continues 31 days after separation (free). You can convert to an individual policy within 31 days.
Thrift Savings Plan (TSP)
Your account remains yours. Contributions stop at separation, but you can leave funds, withdraw, or roll over.
Reemployment
Federal reemployment generally ends severance pay. Temporary federal appointments can suspend severance, which may resume after separation. Private-sector employment does not affect severance.
Learn More About Severance Pay
Explore eligibility details, benefit impacts, and reemployment rules before you make decisions.
Read the Severance Pay Guide ->