Benefits & Pay Guides
- FERS vs. CSRS comparison guide
- TSP fund allocation cheat sheet
- Locality pay and special rate explainer
Guides, templates, and agency-specific insights covering benefits, pay, promotions, relocations, and life events throughout your federal service.
Comprehensive, up-to-date guides for the new year.
Everything you need to know about Reduction in Force: your rights, retention factors, bump and retreat, MSPB appeals, severance pay, and preparation checklist.
2026 GS pay tables, all 53 locality rates, step increases explained, Executive Level IV cap, and how to calculate your federal salary.
Complete FERS guide: eligibility requirements, MRA chart, pension formula, High-3 calculation, survivor benefits, and early retirement options.
Federal health benefits explained: plan types (HMO, PPO, HDHP), 2026 premiums, retirement considerations, Open Season tips.
Thrift Savings Plan complete guide: 2026 contribution limits ($24,500+), fund options, agency matching, Roth vs Traditional, withdrawal strategies.
Complete guide to federal severance pay: eligibility, calculation formula, age adjustment, 52-week cap, tax withholding, and benefit impacts.
Additional resources in development.
In-depth guides covering benefits, pay, and career decisions for federal employees.
Step-by-step roadmap that guides federal employees from eligibility checkpoints through income planning, survivor decisions, and post-retirement considerations.
Read more →Plain-language explainer covering supplement eligibility, calculation basics, earnings limits, and action steps before age 62.
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