Everything federal employees need to know about Reduction in Force: your rights under 5 CFR Part 351, how retention is calculated, bump and retreat options, MSPB appeals, severance pay eligibility, and a step-by-step preparation checklist.
The RIF moratorium from Section 120 of P.L. 119-37 expires on January 30, 2026. After this date, agencies may resume Reduction in Force actions unless Congress extends protections. Prepare now—don't wait for a notice.
Estimate Your Severance Pay
If separated by RIF, you may be eligible for severance. Check eligibility and calculate your amount.
A Reduction in Force (RIF) is a formal process under 5 CFR Part 351 that agencies use to separate employees when positions are eliminated due to reorganization, budget cuts, lack of work, or agency closure. Unlike termination for cause, a RIF is not disciplinary—it reflects organizational needs, not employee performance.
RIFs differ from furloughs (temporary unpaid leave) and shutdowns (agency-wide funding lapses). In a RIF, your position is permanently eliminated and you are separated from federal service. However, you have significant rights: notice periods, bump/retreat options, appeal rights, and potentially severance pay.
Key distinction: Being "RIF'd" is not the same as being fired. Agencies must follow strict procedures and retention rules. Mistakes happen—and they can be challenged.
The 2026 RIF Landscape
The federal workforce experienced unprecedented change in 2025. The Department of Government Efficiency (DOGE) initiative, established by Executive Order 14210, drove significant workforce reductions across the executive branch. Here's what happened and what may come next:
2025 Workforce Impact
USAID: Reduced from 10,000+ to ~15 employees; agency folded into State Department
Department of Education: Workforce cut by ~47% (4,133 to 2,183 employees)
IRS: Over 26,000 employees departed; workforce down from 102,000 to 76,000
HHS (including CDC, FDA): ~10,000 RIFs plus 10,000 voluntary departures
State Department: ~3,000 positions eliminated
Overall, the federal civilian workforce declined by approximately 249,000–271,000 workers (9%) between January and November 2025—the largest peacetime workforce reduction on record.
What's Coming in 2026
The DOGE workforce initiative continues until July 4, 2026. Key policies remain in effect:
4-to-1 attrition ratio: Agencies may hire only 1 employee for every 4 who leave (with exceptions for law enforcement and public safety)
Schedule Policy/Career: Approximately 50,000 policy-influencing positions have been or may be reclassified, reducing civil service protections
Agency-specific targets: Some agencies have received specific reduction mandates
Congressional watch: Whether additional RIF protections are included in FY2026 appropriations bills remains uncertain. The initial package passed the House without extending the general RIF ban, though it does require 30-day advance notice to Congress for reductions exceeding 5%.
The Four Retention Factors
When a RIF occurs, employees are ranked on a retention register based on four factors, in order of importance:
Factor
Description
Impact
1. Tenure Group
Group I: Career employees (completed probation) Group II: Career-conditional Group III: Term, temporary, and others
Group I employees are separated last, Group III first
Veterans in subgroup AD have highest protection within each tenure group
3. Length of Service
Total creditable service including federal civilian time and creditable military service
More service = higher retention within same tenure/veteran subgroup
4. Performance
Average of last 3 annual performance ratings adds additional service credit (Outstanding = 20 years, Exceeds = 16, Fully Successful = 12, etc.)
Performance augments your service credit, giving higher performers an edge
Employees are competed only within their competitive level—positions similar enough in duties, qualification requirements, and working conditions that employees can be readily interchanged.
Pro tip: Request your retention standing information from HR. Verify your performance rating history and service computation date are accurate—errors do occur.
Bump and Retreat Rights
If your position is eliminated, you may have options to displace other employees and keep your federal job:
Bump Rights
You may "bump" (displace) an employee in a different competitive level who has lower retention standing than you, provided:
The position is at the same grade or up to 3 grades lower than your current position
You meet the qualification requirements for the position
The position is in the same competitive area (usually the same commuting area)
Retreat Rights
You may "retreat" to a position you previously held on a permanent basis, displacing an employee with lower standing, provided:
The position is no more than 3 grades lower than your current position
You held the position (or essentially identical position) on a permanent basis
You still meet the qualifications
Example: You're a GS-13 Management Analyst being RIF'd. You previously held a GS-11 Program Analyst position for 2 years. You may be able to retreat to that GS-11 series position if you have higher retention standing than the current incumbent.
Notice Requirements and Appeals
Notice Period
By law, you must receive at least 60 days written notice before your RIF separation date. The notice must include:
The effective date of your separation
Your competitive area, competitive level, and retention standing
Any offer of another position (if available)
Information about severance pay, benefits, and appeal rights
In rare emergency situations, the notice period may be reduced to 30 days—but this exception is uncommon.
Right to Review
You have the right to review the retention register and related RIF records for your competitive level. This can help you verify your retention standing is correct and identify any procedural errors.
MSPB Appeals
You may appeal your RIF separation to the Merit Systems Protection Board (MSPB). You have 30 calendar days from your separation date to file. Common grounds for appeal include:
Incorrect retention standing calculation
Improper competitive level determination
Failure to consider bump/retreat options
Inadequate notice
Discrimination or retaliation
Union option: If you're in a bargaining unit, you may have the choice to file a grievance under your collective bargaining agreement instead of an MSPB appeal—but you cannot do both.
Prepare Now: Before You Receive a Notice
Don't wait for a RIF notice to start preparing. Take these steps now:
1. Create Your "Virtual Go Bag"
Download and save to personal storage:
Complete SF-50 history (from eOPF)
All performance ratings (especially last 3 years)
Position descriptions
Training certificates and transcripts
Recent pay stubs and LES statements
W-2s for the past 3 years
Benefits elections (FEHB, FEGLI, TSP)
2. Verify Your Records
Check that your service computation date is accurate. Review your performance ratings. Confirm your veterans' preference documentation is on file. Errors can affect your retention standing.
3. Update USAJOBS
Make sure your USAJOBS profile is current with updated resume, qualifications, and availability. If a RIF occurs, CTAP/ICTAP priority only helps if you're actively applying.
4. Switch to Personal Contact Info
Update your USAJOBS account and any job alerts to use personal email. You may lose access to government email and systems quickly after separation.
If you receive a RIF notice, stay calm and take these steps:
1
Read the Notice Carefully
Note your separation date, retention standing, and any job offer. Mark appeal deadlines on your calendar.
2
Request Retention Information
Ask HR for the retention register and your complete retention standing documentation. Verify everything is accurate.
3
Download Everything
If you haven't already, download all HR documents, emails, and work products you'll need for your job search or appeal.
4
Contact Your Union (If Applicable)
Union representatives can review your notice for procedural errors and advise on grievance vs. MSPB appeal options.
5
File for Unemployment
Federal employees are eligible for state unemployment benefits. File in your state of residence immediately after separation—don't wait.
6
Activate CTAP/ICTAP Priority
Begin applying for positions immediately. Your priority placement status is time-limited.
What Happens to Your Benefits
Benefit
After Separation
FEHB
Coverage continues 31 days free. Then elect TCC (18 months at 102% of full premium) or ACA/Medicaid. See our FEHB Guide.
FEGLI
Coverage continues 31 days free. You may convert to individual policy without medical exam.
TSP
Your account stays with you. Leave it, roll over to IRA, or withdraw. Early withdrawal penalties may apply before age 59½. See our TSP Guide.
FERS Pension
If vested (5+ years), you'll receive deferred annuity at minimum retirement age (MRA). See our FERS Guide.
Annual Leave
You'll receive a lump-sum payment for unused annual leave.
Sick Leave
No payout, but if you return to federal service, your sick leave balance is restored. If vested in FERS, sick leave is credited toward your pension calculation.
Severance Pay Eligibility
If you're separated by RIF and meet certain criteria, you may be eligible for severance pay under 5 U.S.C. 5595:
Eligibility Requirements
At least 12 months of continuous civilian service
Involuntarily separated (RIF qualifies)
Not declining a "reasonable offer" of another position
Not separating for misconduct or performance
Not immediately eligible for retirement (including discontinued service retirement)
How It's Calculated
Years 1–10: 1 week of basic pay per year
Years 11+: 2 weeks of basic pay per year
Age adjustment: Add 2.5% for each quarter-year over age 40
Maximum: 52 weeks of basic pay
Calculate Your Severance
Use our free calculator to estimate your severance pay, including age adjustment.
Some agencies offer voluntary separation incentives before or alongside RIF actions. If offered, consider whether these make sense for your situation:
VERA (Voluntary Early Retirement Authority)
VERA allows eligible employees to retire earlier than standard FERS requirements:
Age 50 with 20 years of service, OR
Any age with 25 years of service
Note: VERA retirement typically includes a 2% penalty for each year under age 55 unless you meet the MRA+30 requirement.
VSIP (Voluntary Separation Incentive Payment)
VSIP provides a lump-sum payment up to $25,000 to employees who voluntarily separate. Requirements:
At least 3 years of continuous Executive Branch service
Position must be covered by the agency's approved VSIP plan
Warning: If you accept VSIP and return to federal employment within 5 years, you must repay the entire VSIP amount before your first day.
Agencies Offering VERA/VSIP in 2025–2026
Based on available reporting, these agencies have offered or are offering voluntary programs:
Department of Commerce
Social Security Administration
General Services Administration
Defense Health Agency
Department of Education
Health and Human Services
Veterans Affairs
Transportation Security Administration
IRS
Check your agency's HR announcements for current VERA/VSIP offerings—they change frequently.
CTAP, ICTAP & Reemployment
CTAP (Career Transition Assistance Program)
CTAP gives you selection priority for positions within your current agency. To use CTAP priority:
Apply to vacancies open to CTAP eligibles
Meet the position's qualifications
Be rated "well qualified" (typically top category or score cutoff)
Must be within the same commuting area as the vacancy
ICTAP (Interagency Career Transition Assistance Program)
ICTAP extends selection priority to positions at other federal agencies. Same requirements as CTAP apply.
CTAP/ICTAP priority typically lasts for 1 year from your separation date, but check your specific notice for details.
Severance and Reemployment
If you're receiving severance pay and accept a federal position:
Severance payments stop immediately upon reemployment
Private sector employment does not affect severance
You don't have to repay severance already received (unlike VSIP)
Frequently Asked Questions
When does the RIF moratorium expire?
The RIF moratorium from Section 120 of P.L. 119-37 expires January 30, 2026. After this date, agencies may resume Reduction in Force actions unless Congress extends the prohibition in appropriations legislation.
How much notice will I receive before a RIF?
You must receive at least 60 days written notice before your RIF effective date. In rare emergencies (unforeseeable circumstances), agencies may provide only 30 days notice, but this exception is rarely used.
What are the four retention factors in a RIF?
The four factors that determine your retention standing are: (1) Tenure group (career, career-conditional, or other), (2) Veterans preference status (30%+ disability gets highest protection), (3) Length of service (federal civilian plus creditable military service), and (4) Performance rating (which adds additional service credit based on your last 3 annual ratings).
What are bump and retreat rights?
Bump rights allow you to displace an employee in a lower retention standing in the same competitive level. Retreat rights allow you to move to a position up to 3 grades lower that you previously held and are qualified for, displacing a lower-standing employee. Both require you to be qualified for the position.
How long do I have to appeal a RIF to MSPB?
You have 30 calendar days from the effective date of your RIF separation to file an appeal with the Merit Systems Protection Board (MSPB). If you are a bargaining unit employee, you may also have the option to file a grievance under your union contract instead.
Am I eligible for severance pay if I'm RIF'd?
You may be eligible for severance if you have at least 12 months of continuous civilian service, are not declining a reasonable job offer, and are not immediately eligible for retirement. Severance equals 1 week of pay per year for the first 10 years, plus 2 weeks per year after that, with an age adjustment if over 40.
What happens to my FEHB if I'm separated by RIF?
Your FEHB coverage continues for 31 days after separation at no additional cost. You can then elect Temporary Continuation of Coverage (TCC) for up to 18 months, but you pay 102% of the total premium. You may also explore ACA marketplace plans or Medicaid.
What is CTAP and ICTAP priority placement?
CTAP (Career Transition Assistance Program) gives you priority for positions within your current agency. ICTAP (Interagency Career Transition Assistance Program) extends priority to positions in other agencies. Both require you to be rated "well qualified" for the position.
Can veterans be RIF'd?
Yes, veterans can be RIF'd, but they receive significant protection. Veterans with 30%+ disability have the highest retention standing. Preference-eligible veterans are ranked above non-veterans within the same tenure group. However, veterans preference does not guarantee immunity from RIF.
What is the difference between a RIF and a furlough?
A RIF is a permanent separation from federal service due to organizational changes, budget cuts, or lack of work. A furlough is a temporary, unpaid leave of absence—employees retain their positions and typically return to work. RIF'd employees receive severance; furloughed employees do not.
Legal Challenges and Union Resources
A coalition of federal employee unions—including AFGE, NTEU, AFSCME, NFFE, SEIU, and others—has filed lawsuits challenging various workforce reduction actions. Courts have issued temporary restraining orders and preliminary injunctions in some cases.
If you believe your RIF violated the law or proper procedures, consider:
Contacting your union representative
Filing an MSPB appeal within 30 days
Consulting with an employment attorney specializing in federal personnel law