Free Federal Employee Calculators

Calculate 2026 GS salary by grade, step, and locality. Includes all 53 locality areas, Executive Level IV cap ($197,200), and what-if raise scenarios.

Estimate your FERS pension using the official formula: High-3 × Years × 1%/1.1%. Includes survivor benefits, early retirement penalties, and sick leave credit.

Estimate severance pay for involuntary separation. Includes eligibility check, age adjustment, 52-week cap, and tax withholding estimates.

Project TSP balance at retirement with 2026 limits ($24,500 + catch-up). Model 4% rule, RMD, and fixed withdrawals. Integrates FERS + Social Security.

Compare 2026 FEHB plans side-by-side. See active vs retiree costs, filter 300+ plans by carrier/type. Includes government contribution limits.

Maximize time off by strategically placing leave around 2026 federal holidays. Get 9+ days using only 3 leave days. Tracks use-or-lose hours.

Calculate your highest 36 consecutive months of basic pay. Enter salary history to find optimal High-3 period for FERS pension.

Check if you qualify for Voluntary Early Retirement Authority (VERA). Enter your age and service years to see if you meet the 50/20 or any age/25 requirements.