CSRS Legacy Calculator
Support for legacy Civil Service Retirement System participants.
Free Federal Employee Calculators
Choose the calculator that fits your planning needs. All tools are free, require no signup, and respect your privacy.
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Start planning immediately with our live calculators
GS Pay Calculator
Calculate 2026 GS salary by grade, step, and locality. Includes all 53 locality areas, Executive Level IV cap ($197,200), and what-if raise scenarios.
FERS Retirement Calculator
Estimate your FERS pension using the official formula: High-3 × Years × 1%/1.1%. Includes survivor benefits, early retirement penalties, and sick leave credit.
Federal Severance Pay Calculator
Estimate severance pay for involuntary separation. Includes eligibility check, age adjustment, 52-week cap, and tax withholding estimates.
TSP Growth & Withdrawal Calculator
Project TSP balance at retirement with 2026 limits ($24,500 + catch-up). Model 4% rule, RMD, and fixed withdrawals. Integrates FERS + Social Security.
FEHB Premium Calculator
Compare 2026 FEHB plans side-by-side. See active vs retiree costs, filter 300+ plans by carrier/type. Includes government contribution limits.
Federal Leave Optimizer
Maximize time off by strategically placing leave around 2026 federal holidays. Get 9+ days using only 3 leave days. Tracks use-or-lose hours.
High-3 Salary Calculator
Calculate your highest 36 consecutive months of basic pay. Enter salary history to find optimal High-3 period for FERS pension.
Coming Soon
Additional calculators in development. Check the roadmap for release timing and progress updates.
Retirement Timeline Planner
Combine pension, Social Security, FEHB, and survivor decisions with a visual timeline.
Survivor Benefits Estimator
Quantify spouse/beneficiary income under different election options.