FEHB Premium Calculator
Compare Federal Employee Health Benefits plans and calculate your premiums as an active employee or retiree. See how costs change at retirement.
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Showing 14 plans for Self Only coverage (Active Employee)
| Plan Name | Carrier | Type | Coverage | Your Cost (Biweekly) | Monthly | Annual | At Retirement (Monthly) |
|---|---|---|---|---|---|---|---|
Kaiser Permanente - High Deductible Health PlanLowest Cost CA, CO, DC, MD, VA, HI, OR, WA | Kaiser Foundation Health ... | High Deductible Health Plan | Regional | $26.33 | $57.05 | $684.58 | $57.05 |
GEHA HDHP | Government Employees Heal... | High Deductible Health Plan | Nationwide | $27.19 | $58.91 | $706.94 | $58.91 |
UnitedHealthcare HDHP Multiple regions | UnitedHealthcare | High Deductible Health Plan | Regional | $28.23 | $61.17 | $734.05 | $61.17 |
Aetna HealthFund HDHP Multiple regions | Aetna Life Insurance Comp... | High Deductible Health Plan | Regional | $29.56 | $64.05 | $768.56 | $64.05 |
MHBP Value Option | Mail Handlers Benefit Pla... | Fee-for-Service | Nationwide | $30.62 | $66.34 | $796.06 | $66.34 |
FEP Blue Focus Multiple regions | Blue Cross Blue Shield As... | Health Maintenance Organization (HMO) | Regional | $33.12 | $71.75 | $861.06 | $71.75 |
Blue Cross Blue Shield Service Benefit Plan - Basic Option | Blue Cross Blue Shield As... | Fee-for-Service | Nationwide | $34.98 | $75.80 | $909.55 | $75.80 |
Aetna Direct CDHP Multiple regions | Aetna Life Insurance Comp... | Health Maintenance Organization (HMO) | Regional | $35.72 | $77.40 | $928.78 | $77.40 |
UnitedHealthcare Primary Multiple regions | UnitedHealthcare | Health Maintenance Organization (HMO) | Regional | $37.14 | $80.47 | $965.64 | $80.47 |
GEHA Standard Option | Government Employees Heal... | Fee-for-Service | Nationwide | $39.73 | $86.08 | $1,032.98 | $86.08 |
MHBP Standard Option | Mail Handlers Benefit Pla... | Fee-for-Service | Nationwide | $40.96 | $88.75 | $1,064.96 | $88.75 |
Kaiser Permanente - Standard Option CA, CO, DC, MD, VA, HI, OR, WA | Kaiser Foundation Health ... | Health Maintenance Organization (HMO) | Regional | $41.35 | $89.60 | $1,075.23 | $89.60 |
APWU Health Plan - High Option | American Postal Workers U... | Fee-for-Service | Nationwide | $42.32 | $91.69 | $1,100.32 | $91.69 |
Blue Cross Blue Shield Service Benefit Plan - Standard Option | Blue Cross Blue Shield As... | Fee-for-Service | Nationwide | $46.15 | $99.98 | $1,199.77 | $99.98 |
About FEHB Premiums
- • Active Employees: Government contributes up to 72-75% of premium
- • Retirees: Government contributes same percentage, but you see full premium impact
- • 2025 Maximum Government Contribution: Self Only: $298.08/biweekly, Self Plus One: $650.00/biweekly, Self & Family: $714.23/biweekly
- • Note: This is a sample of major carriers. Full OPM data includes ~300 plans