Free Downloads for Federal Employees

A comprehensive FERS retirement checklist organized by timeline: 5 years out, 1 year out, 6 months out, final month, and separation day. Covers FERS eligibility, High-3, TSP, FEHB, FEGLI, sick leave, military buyback, Social Security, and the OPM application process.

Step-by-step checklist for submitting your FERS retirement application. Covers records verification, High-3 documentation, required documents for SF-3107, survivor benefit election, and how to verify OPM's determination letter line by line — including the 30-day reconsideration window.

What to do before, during, and after a federal Reduction in Force. Covers the go-bag documents to save while you still have system access, RPL registration (30-day window), severance pay eligibility, FEHB and TSP continuation, and the hard 30-day MSPB appeal deadline.

A fill-in-the-blank worksheet for quantifying the VERA accept vs. wait trade-off. Calculates VERA pension, wait scenario pension, FERS supplement gap years, VSIP after-tax estimate, and USPS-specific PSHB Medicare Part B line item.

A focused checklist for federal employees leaving government service. Covers TSP loan payoffs, beneficiary review, the 4 separation options (leave in TSP, roll to IRA, roll to new employer, withdraw), Rule of 55, 72(t) SEPP, Roth conversion windows, tax withholding, and RMD planning.