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Resources/Downloads/FERS Retirement Readiness Workbook $19.99 Free through October 31, 2026The FERS Retirement Readiness Workbook 2026
A fill-in-the-blank workbook for FERS employees planning their retirement date, pension, TSP drawdown, FEHB, FEGLI, and Social Security decisions — 14 pages, 10 chapters, every worksheet paired with a FedTools calculator.
Free download. No spam — you'll also get The Federal Brief, our weekly federal-employee digest.
Who It's For
This workbook is for FERS employees who are within a few years of retirement and want one place to work through every decision — not ten separate calculators and a stack of blog tabs. It's built to be printed and filled by hand, or filled digitally and saved. Each chapter pairs a short plain-English explanation with a fill-in table, so you leave with your own numbers, not just a definition of the rules.
What's Inside
1
Your Retirement Date
MRA table by birth year, eligibility pathways, special provisions (LEO/firefighter/ATC), deferred vs. postponed
2
Your High-3 Salary
What counts, what doesn’t, and a worksheet for your best 36 consecutive months
3
Your FERS Annuity
The 1.0% vs. 1.1% formula, survivor benefit election, the MRA+10 age reduction, and a worked example
4
The FERS Supplement
Who qualifies, when it ends at 62, and the 2026 earnings test
5
TSP at Retirement
Withdrawal options, the Rule of 55, RMD ages by birth year, L Fund vs. custom allocation
6
FEHB in Retirement
The 5-year rule, the Medicare Part B decision, and where premiums come from
7
FEGLI at Retirement
Basic, Option B, and Option C reduction elections and what they cost over time
8
Social Security for Feds
The WEP/GPO repeal (Social Security Fairness Act) and when to claim
9
Your Net Income Worksheet
Pension + Supplement + TSP + Social Security, minus FEHB and taxes
10
Countdown Checklist
Milestone-by-milestone action items from 5 years out to separation day
$19.99 Free Through October 31, 2026
This workbook will sell for $19.99 starting November 1, 2026. Until then it is free: download it, work through it, and share it with a colleague who's counting down to retirement.
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