GS Pay Calculator San Antonio, TX 2026
Calculate your 2026 federal salary in the San Antonio-New Braunfels-Pearsall, TX locality area. Covers San Antonio, New Braunfels, Pearsall, and surrounding south-central Texas communities. Major military hub.
San Antonio, TX Federal Pay at a Glance
GS-12 Step 5
$102,041
$3,925/biweekly
GS-13 Step 5
$121,340
$4,667/biweekly
Locality Rate
+17.75%
above base pay
GS-15 Step 10
$193,464
$7,441/biweekly
San Antonio, TX Locality Pay in Context
The San Antonio-New Braunfels-Pearsall, TX locality rate of 17.75% ranks #45 out of 48 federal pay areas in 2026. This is among the lowest locality rates. The tradeoff is that San Antonio, TX generally has a lower cost of living than higher-paying areas. Rates range from 16.98% (Rest of U.S.) to 45.25% (San Jose, CA). Covers San Antonio, New Braunfels, Pearsall, and surrounding south-central Texas communities. Major military hub.
Major federal employers in San Antonio, TX include Lackland AFB, Fort Sam Houston, Randolph AFB, VA, NSA Texas. Locality pay is based on your duty station, not where you live — so if you telework from San Antonio, TX but your office is in another pay area, your locality rate may differ.
San Antonio, TX GS Pay Table 2026
Annual salaries for federal employees in the San Antonio, TX locality area, including locality pay adjustment. All figures reflect 2026 OPM rates.
| Grade | Step 1 | Step 2 | Step 3 | Step 4 | Step 5 | Step 6 | Step 7 | Step 8 | Step 9 | Step 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| GS-5 | $40,976 | $42,342 | $43,708 | $45,074 | $46,439 | $47,805 | $49,171 | $50,537 | $51,903 | $53,269 |
| GS-7 | $50,757 | $52,449 | $54,141 | $55,834 | $57,526 | $59,218 | $60,910 | $62,602 | $64,294 | $65,986 |
| GS-9 | $62,086 | $64,156 | $66,226 | $68,296 | $70,366 | $72,436 | $74,506 | $76,576 | $78,646 | $80,716 |
| GS-11 | $75,119 | $77,623 | $80,128 | $82,632 | $85,137 | $87,641 | $90,146 | $92,650 | $95,155 | $97,659 |
| GS-12 | $90,035 | $93,037 | $96,038 | $99,040 | $102,041 | $105,042 | $108,044 | $111,045 | $114,047 | $117,048 |
| GS-13 | $107,064 | $110,633 | $114,202 | $117,771 | $121,340 | $124,909 | $128,478 | $132,047 | $135,616 | $139,185 |
| GS-14 | $126,518 | $130,735 | $134,953 | $139,171 | $143,389 | $147,607 | $151,824 | $156,042 | $160,260 | $164,478 |
| GS-15 | $148,817 | $153,778 | $158,739 | $163,700 | $168,660 | $173,621 | $178,582 | $183,543 | $188,504 | $193,464 |
Calculate Your Exact San Antonio, TX Salary
Use the interactive calculator below to find your specific grade, step, and pay breakdown. Pre-set to the San Antonio-New Braunfels-Pearsall, TX locality area.
Calculate Your GS Pay
2026 Pay: GS-15 Step 6
Locality: San Antonio-New Braunfels-Pearsall, TXBase Annual
$147,449
Locality Adj. (+17.75%)
$26,172
Total Annual
$173,621
Biweekly
$6,678
Hourly: $83.19
About GS Pay
- • Pay data effective 2026-01-11
- • Biweekly pay assumes 26 pay periods per year
- • Hourly rate calculated using 2,087 hours per year (OPM standard)
- • 49 locality areas available
- • Salaries capped at Executive Schedule Level IV ($197,200 in 2026)
- • Paycheck breakdown is an estimate - actual deductions vary by individual circumstances
How San Antonio, TX Compares to Nearby Localities
| Position | San Antonio, TX +17.75% | Houston, TX +32.55% | Austin, TX +19.51% | Dallas, TX +22.29% |
|---|---|---|---|---|
| GS-12 Step 1 | $90,035 | $101,352 +$11,317 | $91,381 +$1,346 | $93,507 +$3,472 |
| GS-12 Step 5 | $102,041 | $114,867 +$12,826 | $103,566 +$1,525 | $105,975 +$3,934 |
| GS-13 Step 5 | $121,340 | $136,591 +$15,251 | $123,154 +$1,814 | $126,019 +$4,679 |
| GS-15 Step 10 | $193,464 | $197,200* +$3,736 | $196,356 +$2,892 | $197,200* +$3,736 |
* Salary capped at Executive Level IV ($197,200 in 2026). Differences shown relative to San Antonio, TX.
At GS-12 Step 5, federal employees in Houston, TX earn $12,826 more per year than those in San Antonio, TX, while those in Austin, TX earn $1,525 more.
Career Salary Growth in San Antonio, TX
Here is how a typical federal career progresses in the San Antonio, TX locality area, assuming competitive promotions through the career ladder:
| Timeline | Position | San Antonio, TX Salary |
|---|---|---|
| Year 1 | GS-7 Step 1 | $50,757 |
| Year 3 | GS-9 Step 1 | $62,086 |
| Year 5 | GS-11 Step 1 | $75,119 |
| Year 7 | GS-12 Step 3 | $96,038 |
| Year 12 | GS-13 Step 5 | $121,340 |
| Year 20 | GS-14 Step 10 | $164,478 |
Assumes career-ladder promotions every 2-3 years with satisfactory performance. Actual progression varies by position and agency.
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Frequently Asked Questions: GS Pay in San Antonio, TX
How much does a GS-12 make in San Antonio, TX in 2026?
A GS-12 in the San Antonio-New Braunfels-Pearsall, TX locality area earns between $90,035 (Step 1) and $117,048 (Step 10) in 2026, with the 17.75% locality adjustment applied.
What is the locality pay percentage for San Antonio, TX?
The San Antonio, TX locality pay adjustment is 17.75% in 2026. This means a federal employee's base pay is multiplied by 1.1775 to determine their total salary. For example, a GS-12 Step 5 base of $86,659 becomes $102,041.
How does San Antonio, TX federal pay compare to nearby areas?
San Antonio, TX has a 17.75% locality rate. Nearby areas include Houston, TX (32.55%), Austin, TX (19.51%), Dallas, TX (22.29%). Use the comparison table above to see exact salary differences at each grade and step.
What is the GS pay cap in San Antonio, TX?
GS salaries in San Antonio, TX are capped at Executive Level IV: $197,200 in 2026. At 17.75% locality, GS-15 Step 10 earns $193,464, which is below the cap.
Which federal agencies have offices in San Antonio, TX?
Major federal employers in the San Antonio, TX area include Lackland AFB, Fort Sam Houston, Randolph AFB, VA, NSA Texas. Covers San Antonio, New Braunfels, Pearsall, and surrounding south-central Texas communities. Major military hub.
How is locality pay determined?
Locality pay is based on where you work (duty station), not where you live. The Federal Salary Council recommends adjustments based on surveys comparing federal and private-sector pay in each area. The San Antonio, TX area at 17.75% reflects the local cost of labor.