Federal employee news, read closely.

DOGE Contract Cuts: Costs Exceeded Actual Savings

DOGE claimed $160B in savings, but verified figures came in at 4 cents on the dollar. Here's what the real numbers mean for federal employees.

Equal COLA Act: End the FERS Diet COLA

The Equal COLA Act (H.R. 491) would give FERS retirees the same full COLA as CSRS and Social Security. Here's the math on what the diet COLA costs you.

Federal Agencies Re-Hiring After DOGE Cuts: The Boomerang

25,000 fired federal workers were rehired as 'essential.' Which agencies are bringing people back, what it costs, and what happens to your FERS and FEHB.

FEDVIP Dental and Vision Guide 2026

Compare all 11 dental and 5 vision FEDVIP plans for 2026. Premiums, coverage tiers, and the retiree tax trap most federal employees never see coming.

FERS Supplement at Risk: What 2026 Means for You

Congress tried to eliminate the FERS supplement in 2025. It failed — but the threat isn't gone. Here's what happened and how to plan for it.

Navy Civilian Reduction 2026: 10/15/20% Guide

Navy ordered commands to model 10–20% civilian cuts by Sept 30, 2026. Shipyard workers are protected. Here's what every Navy civilian needs to know now.

Federal Employee Death Benefits: Complete Guide for Surviving Families

Step-by-step checklist for surviving family members: FEGLI claims, FERS survivor annuity, TSP death benefits, Social Security, and FEHB continuation. Timeline included.

FEHB Qualifying Life Events 2026: Change Plans Outside Open Season

FEHB qualifying life events guide: which events let you change plans, the 60-day and 31-day windows, filing deadlines, and common mistakes federal employees make.

FERS Disability Retirement 2026: Rules, Pay, and How to Apply

Can't do your job due to a medical condition? FERS disability retirement pays 60% of high-3 in year one. Here's who qualifies, how to apply, and what it pays.

FERS Retirement Income 2026: Pension + TSP + Social Security

Calculate your FERS retirement income from all three sources. Real scenarios for GS-12, GS-14, and GS-7 with 2026 numbers.

FERS Survivor Benefits 2026: What Your Spouse Gets When You Die

Your FERS pension can pay your spouse 50% or 25% for life after you die. Here's how survivor elections work, what they cost, and when to change them.

$58,322 to $63,043: The GS Two-Step Promotion Rule

Learn how the two-step promotion rule (5 CFR 531.214) determines your new salary when you advance grades in the federal GS system, with real examples and edge cases.

Public Service Loan Forgiveness for Federal Employees in 2026

Complete guide to PSLF eligibility, payment counting, income-driven repayment plans, and common mistakes for federal employees seeking student loan forgiveness.

TSP Beneficiary Designation Mistakes Federal Employees Make

Avoid costly beneficiary designation errors. Learn how to properly update your TSP beneficiary form, handle life changes, and protect your retirement savings.

TSP Roth vs Traditional: Which Is Right for You in 2026?

Roth vs Traditional TSP: the right answer depends on your tax bracket, career timeline, and retirement plans. How federal employees should decide in 2026.

Federal Retirement Healthcare Costs 2026: What FEHB Costs

FEHB premiums jump 12.3% in 2026, and retirees pay post-tax. Here's what federal employees don't know about healthcare costs in retirement, from the 5-year rule to IRMAA.

10 Federal Benefits Misconceptions That Cost You Money

Federal employees lose $5,000–$20,000+ over their careers due to benefits misconceptions. We break down the 10 most costly ones and show you how to fix each.

Federal Employee Headshots: PIV Cards, LinkedIn & Official Portraits

Why federal employees need professional headshots, PIV/CAC requirements, and how FedShot generates them in 60 seconds for $9.99.

FEGLI Coverage Cliff: What Happens to Your Life Insurance at 65

FEGLI's post-65 rules shock most retirees. Option B disappears or costs $3,120/month at 80. Here's what to do with Basic, Option B, Option C, and WAEPA.

FEHB + Medicare Part B: The $2,400/Year Retiree Decision

FEHB covers you in retirement — so is Medicare Part B worth $2,400/year extra? The answer depends on your health, income, and FEHB plan. Here's the full math.

MDR vs RIF vs VERA/VSIP: What DoD Employees Need to Know in 2026

Army RIFs confirmed at Detroit Arsenal. MDR, RIF, and VERA/VSIP carry different rights and financial outcomes. Here's how to decide which path is right for you.

OPM's New PIP Rules 2026: What Federal Employees Need to Know

OPM finalized rules stripping PIP protections from ~50,000 feds. A broader rule would cap PIPs at 30 days for all GS employees. What changed vs. what's still proposed.

What Happens to Your TSP If You Get RIF'd in 2026

Your TSP after a federal RIF: what to do first, the 90-day loan clock, Rule of 55, why severance can't go into TSP, and a 30/60/90-day action plan.

Your TSP During Government Turmoil: What to Know in 2026

TSP contributions, fund performance, and your options during shutdowns, RIFs, and tariff-driven market drops. Updated with C/S/I fund data after the April 2026 tariff shock.