Skip to content
An independent resource for federal employeesSourced from OPM · TSP · GSA
FedToolsIndependent pay & benefits data for the federal workforce
The Newsroom

Federal employee news, read closely.

Pay raises, retirement planning, and benefits — expert guidance for every stage of your federal career, sourced and updated for 2026.

Latest articles

328 articles · page 12 of 14
Policy Updates
Federal Employee Data Privacy After DOGE: What You Need to Know (2026)
DOGE accessed OPM, SSA, Treasury, and IRS systems holding your PII. The John Solly thumb drive, the Privacy Act lawsuit advancing to discovery, and a 12-step action checklist.
Mar 17, 2026
24 min read
Career
Get a Federal Job Without a Degree: GS Grades Up to GS-13
A 2026 EO eliminated degree requirements for hundreds of federal jobs. GS grade path from entry level to GS-13 using experience alone, and the best job series to target.
Mar 17, 2026
17 min read
Benefits
How Much Is FEHB Worth in Retirement? The Dollar-Value Breakdown
The government pays up to $20,229/year toward your FEHB premium in retirement. Full 20-year dollar projection, golden handcuffs math, and Medicare coordination breakdown.
Mar 17, 2026
15 min read
TSP
TSP at $500K: How Your Strategy Should Change
At $500K in TSP, the game shifts from accumulation to tax diversification. Here's the RMD math, Roth conversion strategy, and contribution waterfall for 2026.
Mar 17, 2026
11 min read
TSP
TSP Spousal Rights 2026: What Your Spouse Can (and Can't) Control
FERS requires notarized spousal consent for TSP withdrawals; CSRS only requires notice. What your spouse controls, the default annuity trap, and RBCO divorce rules explained.
Mar 17, 2026
14 min read
Retirement
FERS Retirement: Should You Retire at 57, 60, or 62?
FERS retirement at 57, 60, or 62: pension amounts, FERS Supplement lifetime value, FEHB, FEGLI, annual leave payout, survivor elections, and TSP access compared.
Mar 14, 2026
37 min read
Benefits
FLTCIP 2026: Federal Long-Term Care Insurance Explained
FLTCIP enrollment is closed until at least December 2026. Here's what federal employees need to know — and what to do right now instead.
Mar 14, 2026
23 min read
Benefits
FEGLI Guide 2026: Federal Life Insurance Explained
Complete FEGLI guide for 2026. Learn how Basic, Option A, B, and C work, see premiums by age, and find out if you're overpaying for federal life insurance.
Mar 9, 2026
17 min read
Policy Updates
USPS Financial Crisis 2026: What Postal Workers Need to Know
USPS suspended pension contributions April 10, 2026, freeing $2.5B. Your accrued pension and TSP are protected, but the cash crisis escalates. Full guide for postal workers.
Mar 9, 2026
28 min read
TSP
TSP I Fund: From a March Drop to +17%, the Rebalancing Lesson
The TSP I Fund fell hard in March 2026, then recovered to lead all funds near +17% YTD. The recovery, the cost of fleeing to G, and the rebalancing lesson.
Mar 6, 2026
15 min read
TSP
TSP Leaving Government: Your Complete 2026 Separation Guide
Leaving federal service? Know your 4 TSP options, the Rule of 55 trap that costs feds thousands, and what the 2026 Roth conversion changes mean for you.
Mar 6, 2026
17 min read
TSP
TSP Milestone Benchmarks by Age: Am I On Track? (2026 Guide)
Are you behind on your TSP? See FERS-adjusted balance benchmarks by age and years of service, plus why federal employees need 40-50% less than private-sector peers.
Mar 6, 2026
16 min read
Policy Updates
OPM RIF Performance Rule 2026: Who Survives Federal Layoffs
OPM proposed rule 2026-04377 replaces seniority with performance scores in federal RIFs. See the 7/5/3/0 scoring system and worked examples.
Mar 5, 2026
18 min read
Pay & Compensation
$253,100 Executive Schedule 2026: All Five Level Salaries
2026 Executive Schedule: Level I $253,100 · II $228,000 · III $209,600 · IV $197,200 (GS-15 pay cap) · V $184,900. Exact salaries, frozen rates, and SES comparison.
Mar 1, 2026
9 min read
Retirement
First Year of Federal Retirement: A Month-by-Month Guide
What to expect in your first year of federal retirement: interim pay gaps, OPM's 54K backlog, Medicare deadlines, TSP timing, and the 5 costliest mistakes.
Mar 1, 2026
15 min read
TSP
2026 TSP Changes: Everything Federal Employees Need to Know
TSP changes 2026: expense ratios vs. Vanguard/Fidelity, L 2025 merger, L 2075 launch, I Fund expansion, and what TSP for All means for federal employees.
Mar 1, 2026
12 min read
Retirement
Is the FERS Pension Worth It? A Calculator-Backed Analysis
We ran the break-even math on the FERS pension for every hire tier. A $30K pension equals a $750K portfolio, and pre-2013 hires break even in under a year.
Feb 25, 2026
12 min read
Policy Updates
OPM Performance Rating Rules 2026: Impact on Your Pay
OPM's new performance rating rules affect 740,000 federal employees. See how forced distribution impacts your step increases, QSIs, bonuses, and RIF standing.
Feb 25, 2026
11 min read
Retirement
2027 COLA Tracker: June CPI Dip Cuts Running Count to 3.1%
June CPI-W (327.075) cut the 2027 COLA running count to 3.1%, but June doesn't count. TSCL still projects 3.8%. Why the big CPI drop doesn't sink your COLA.
Feb 19, 2026
15 min read
TSP
Best TSP Fund Allocation 2026: C, S, I Fund Picks by Age
Recommended C, S, I Fund splits by age group, how to handle the April tariff shock, and when Lifecycle funds beat DIY picks. Free TSP allocation calculator included.
Feb 19, 2026
14 min read
Benefits
Federal Employee Mental Health Resources 2026: EAP and Leave
Federal employee mental health resources in 2026: EAP counseling (6-12 free sessions), sick leave for therapy, FMLA coverage, and FEHB benefits explained.
Feb 19, 2026
10 min read
Retirement
OPM Retirement Backlog Down 48%, Yet Your Wait Rose to 108 Days
OPM's backlog fell to 33,851 in June 2026, down 48% from February. But average processing rose to 108 days. The paradox, interim pay, and the real wait.
Feb 19, 2026
20 min read
TSP
TSP Hardship Withdrawal: The 40% Cost, 5 Ways Around It
A TSP hardship withdrawal can cost 40% of what you take out (10% penalty plus taxes). The 5 qualifying conditions, the process, and cheaper alternatives.
Feb 19, 2026
11 min read
TSP
TSP Loans in 2026: G Fund Rate, No Credit Check, Up to $50K
TSP loan rates track the G Fund yield. Learn general purpose vs residential rules, repayment terms, and what happens to your loan if you're separated or RIF'd. 2026 guide.
Feb 19, 2026
13 min read

FedShot AI

Need a professional headshot? AI-generated in 60 seconds.

Try FedShot free →

What we cover

The topics that matter most to federal employees.

Policy Updates

Pay raises, OPM guidance, RIFs, and the legislation that reshapes federal employment.

Retirement Planning

FERS guides, High-3 strategy, the supplement, survivor benefits, and real retirement case studies.

TSP Strategies

Data-backed allocation, contribution timing, and withdrawal news for every investing style.

Get updates in your inbox

Federal pay news, retirement tips, and benefits updates — free, and no more than weekly.