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446 articles · page 3 of 19
Career
2027 Military Retiree COLA: One-Third Locked at 3.1%
July CPI-W is in: the 2027 military retired pay COLA is tracking 3.1-3.5%. The formula, your December 1 effective date, and the first-year proration trap for 2026 retirees.
19 days ago
7 min read
Career
VA Union Contract: What the Third Court Ruling Protects
A federal judge blocked VA's third attempt to end the AFGE contract. What's still protected for 300,000 VA employees, and what happens next.
19 days ago
9 min read
Retirement
Most FERS Employees Retire Too Late: The $246,816 Math
Half of FERS employees are still working 5 years after eligibility. The math on retiring at 58 vs 62: a $246,816 head start that waiting almost never beats.
22 days ago
8 min read
Policy Updates
GAO: FEMA Lost 4,300 Staff in a Year, With No Workforce Plan
GAO-26-108427: FEMA separations jumped 55% in FY2025, SES departures quadrupled, and cuts happened without analysis. What it means for FEMA employees.
22 days ago
7 min read
Career
GI Bill Years: The Cheapest Roth Conversion Window
GI Bill income is tax-free, so your bracket hits near zero in school. Converting Traditional TSP then can cost 3.56% instead of 22%, saving one E-5 $13,830.
22 days ago
8 min read
TSP
Is the TSP a 401(k)? What's the Same, What's Different
The TSP is not legally a 401(k), but it shares the $24,500 limit, matching, and rollover rules. The full comparison: G Fund, fees, and spousal rules.
22 days ago
7 min read
Policy Updates
Performance Ratings: What Your Union Can No Longer Negotiate
OPM's July 24 guidance puts forced distribution, Level 2 ratings, and grievances over ratings outside bargaining. What's still negotiable and what to do now.
22 days ago
8 min read
Career
Veteran Job Discrimination: Your USERRA 4311 Rights
You never have to disclose your VA rating, and USERRA's motivating-factor standard is stronger than most bias laws. Your 38 U.S.C. 4311 rights, explained.
22 days ago
7 min read
Policy Updates
USPS Four Scenarios: What Each Path Means for Your Job
The USPS OIG modeled four financial futures, from $20B a year in funding to 4-day delivery. What each scenario means for your FERS, TSP, PSHB, and career.
22 days ago
9 min read
Benefits
FEHB Plan Discontinued? What OPM Does If You Don't Act
8 FEHB plan options discontinued for 2026; non-responders auto-enrolled in GEHA High. The crosswalk rule, the NALC confusion, your Open Season checklist.
24 days ago
8 min read
Pay & Compensation
GS Pay vs Inflation Since 2020: 3.9% Lost, 6.7% Coming
GS pay vs inflation since 2020: raises compound to +21.2% against +26.1% CPI-U, a 3.9% real pay cut growing toward 6.7% through the proposed 2027 freeze.
24 days ago
8 min read
Benefits
Advanced Leave Clawback: What Feds Owe Back When They Leave
Leave federal service with a negative leave balance and the debt comes out of your final paycheck and leave payout. The rules, the three exceptions, and the math.
26 days ago
7 min read
Retirement
FERS Redeposit: Buying Back Refunded Service in 2026
Refunded FERS years count toward retirement eligibility but add $0 to your annuity until you redeposit. The cost, the 4.25% interest, the SF-3108 process, the math.
26 days ago
7 min read
Benefits
GEHA Elevate Vanished From PSHB. Did Your Plan Change Without You?
Postal workers who did nothing last Open Season were auto-moved to BCBS Blue Focus when GEHA Elevate left PSHB. How to check what plan you're actually in, and what to do November 9.
26 days ago
6 min read
Career
OPM's New Document Request Service: Get Your eOPF by Email
OPM launched an online service August 4 that lets former federal employees download their full eOPF, including SF-50s. Who qualifies, how it works, what it's for.
26 days ago
6 min read
Retirement
SSDI and FERS Disability: The Application You Can't Skip
FERS disability retirement requires an SSDI application, and withdrawing it kills your annuity. The offset math, the $8,640 year-two gap, and the Medicare path.
26 days ago
7 min read
Retirement
TSA Privatization: Your Pay Is Protected. Your FERS Isn't.
The Gold+ screening contracts guarantee TSOs a job offer and base pay, not federal benefits. What a 15-year officer actually loses: about $28,000 a year in retirement.
26 days ago
7 min read
TSP
TSP Fund Returns July 2026: S Fund Falls 4.12%, I Fund Leads
The S Fund dropped 4.12% in July 2026 and only the G Fund gained. Full TSP returns, the new YTD leader, and the behavioral trap after June's record.
26 days ago
8 min read
Policy Updates
Army's 54-Day Firing Rule: No PIP, 7 Days to Respond
Army Directive 2026-18 lets supervisors remove civilians in about 54 days with no PIP. What the 7-day response window means and the rights you still have.
29 days ago
9 min read
Policy Updates
EEOC Froze Federal Class Actions: Your Case Isn't Dead
AFGE says an unpublished EEOC directive paused every federal-sector class EEO case. The 180-day rule that lets you go to court anyway, explained.
29 days ago
8 min read
Policy Updates
You Can No Longer Sue Over a RIF: What Changes September 2
OPM's final rule ends MSPB and federal court review of RIF layoffs on September 2. Where appeals go now, which remedies survive, and what to do first.
29 days ago
10 min read
Benefits
Two Feds, One Household: The FEHB Math Couples Get Wrong
For dual-federal couples, two Self Only plans beat Self Plus One by up to $1,344/year in 2026. The four legal setups, the kids rule, and the retirement move.
29 days ago
8 min read
Retirement
Did You Lose Your FERS Supplement? Rumors vs. Confirmed
Reddit says the FERS supplement was eliminated. The signed law says otherwise. Every rumor checked against the actual bill text, plus who really gets it.
29 days ago
8 min read
Career
GI Bill Housing Allowance Reset August 1: Your New 2026 Rate
The GI Bill MHA reset to 2026 BAH rates on August 1. What changed, the online-only rate, rate protection if your ZIP dropped, and why your first check is short.
29 days ago
6 min read

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