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328 articles · page 7 of 14Retirement
How to Verify Your FERS Annuity Estimate Before You Retire (And Why)
How to independently verify your FERS annuity before OPM finalizes it. Protect yourself from calculation errors that cost $50K–$200K over a 20-year retirement.
Pay & Compensation
Federal Workers Took a 2.8% Real Pay Cut in 2026: The 17-Year Math
1.0% raise + 3.8% April CPI = -2.8% real. GS-13 Step 5 DC is $16,059/yr behind inflation-adjusted 2010. Federal pay buying power down 13.6% since 2009.
Retirement
OPM Got My Annuity Wrong: Spot FERS Errors Worth $100,000+
OPM IG flagged $1.24B in improper payments over 5 years. The Annuity Error Cost Calculator shows what each FERS calculation mistake costs you. Verify before you retire.
Pay & Compensation
Federal Workers Owe $6.3 Billion in Taxes: 2026 TIGTA Agency Breakdown
TIGTA's May 2026 audit found 571,000 federal employees and retirees owe $6.3 billion in unpaid taxes. Agency-by-agency rankings, what IRS can levy, and Schedule F risk.
Benefits
FEHB IVF Coverage 2026: Every Plan, Every Limit (Updated May 2026)
BCBS Standard & GEHA High cover IVF up to $25,000. Full plan matrix, NALC exit impact, 2027 outlook, and the new DOL fertility rule explained for federal employees.
Policy Updates
Navy DRP 2026: What Civilian Employees Need to Know
Navy DRP 2026 status, eligibility, and the financial decision most civilians miss. Includes version history, benefits during admin leave, and the $46,800 severance gap.
Career
Senate Bill Would Strip Federal Pensions for Sex Crimes (S. 4447)
S. 4447 would close the Hiss Act gap — current law forfeits pensions for treason and espionage but not sex offenses. The Stanley Weber case ($98K/yr until 2021) explained.
Career
OPM's Forced Distribution Rule Is Final: 740K Feds Lose Top Ratings
OPM's performance appraisal final rule (FR 2026-13715) takes effect August 6, 2026. Forced distribution, no Level 2, no grievance rights. What changes and when.
Benefits
Trump Accounts: $1,000 Per Child for Feds (Born 2025-2028)
Trump Accounts give every child born 2025-2028 a $1,000 federal seed deposit. Contributions are now open. Worth claiming for fed families, but a 529 still beats it for college.
Pay & Compensation
2027 Federal Pay Raise: The Math, History, and Most Likely Outcome
White House proposes 0%. FAIR Act asks 4.1%. FEPCA formula says ~2.9%. How the 2027 raise gets set, the 18-year pattern, and the projection FedTools is tracking.
Pay & Compensation
DC Locality Pay 2026: 33.94% Above Base, Still Behind COL
DC locality (DCB) is 33.94% in 2026 across 55 counties, but DC COL runs 39-43% above the national average. The pay cap traps GS-15 Step 6+. Telework locality risk explained.
Career
Federal Hiring 'Loyalty Question': What 33,000 Postings Now Require
GS-5+ job postings now include 4 essay questions — one asks how you'd advance Trump's EOs. OPM says optional; agencies marked required. AFGE sues. Rutan v. RPI controls.
Policy Updates
HHS Hires 12K After Cutting 20K: The Net Math Doesn't Add Up
HHS will hire 12,000 after cutting 20,000. But 10,109 doctoral scientists left, the accommodation backlog hits 9,000, and new hires align to MAHA — not public-health response.
Career
OPM Pay Scale 2026: Official Federal Salary Tables by Grade
OPM 2026 salary tables: every GS grade (1-15), every step (1-10), locality pay, SES, Executive Schedule, LEO, and the $197,200 pay cap. OPM-verified.
Career
OPM April 28 Memo: Why Schedule C and G Skip Performance Reviews Now
OPM exempted Schedule C and G appointees from performance appraisals (Apr 28, 2026). The 2010 bonus freeze still applies. What career feds need to know if they report to one.
Policy Updates
CDC Cuts 2026: 4,300 Jobs Lost, $11.4B Clawed Back
CDC has lost ~4,300 employees and $11.4B in state grants since 2025 — $537M in expert capacity. RIF rights, MSPB risk, and what 10K remaining CDC staff need to know.
Career
DOGE Used ChatGPT to Kill $100M in NEH Grants: Ruled Illegal
DOGE flagged 1,400+ NEH grants via ChatGPT — no DEI definition, no human review. Court: ultra vires + 1A + ICA. What NEH staff and grant officers governmentwide need to know.
Career
Fired for Photographing DOGE: 5 Legal Layers Federal Workers Must Know
CFPB fired Alexis Goldstein a week before her term ended — after she photographed unbadged DOGE personnel. The 5 overlapping laws on when federal employees can record at work.
Career
MSPB Has 4 Appeal Stages. Most Federal Employees Only Know About 1.
Four MSPB appeal stages, not one: the 35-day Petition for Review window, the addendum stage (back pay + attorney fees), and an OPM rule threatening MSPB's RIF jurisdiction.
Policy Updates
Dept of War Rebrand: $72/Civilian for a Name Change
Pentagon spent $50M on the Department of War rebrand while losing 101K civilians. Cost-per-employee math, rebrand timeline, and what 694K remaining DoD civilians need to know.
Pay & Compensation
FERS Contribution Hike 2025: $4,969/Yr That Didn't Happen (Yet)
Congress proposed raising pre-2013 FERS contributions from 0.8% to 4.4%. It didn't pass. Here's the per-paycheck dollar math by GS grade and what to watch for in 2027.
TSP
TSP Fund Returns April 2026: Stocks Up, $50K Gains $5K
April 2026 reversed Q1 losses across every TSP stock fund. C +10.49%, S +9.96%, I +9.11%. What it means for your balance, your AOP, and your YTD.
Benefits
VA Vigil Investigations 2026: Federal Whistleblower Rights
VA opened investigations against employees who attended Alex Pretti's vigil. The statutes, the Pickering test, and your concrete remedies as a federal employee.
Retirement
Annual Leave Tax 2026: Why Your $22K Payout Becomes $14K
Federal annual leave lump-sum payout is taxed 30-40%+ at retirement. The 4-tax stack, 5-tier matrix by GS grade, and 6 strategies to keep more of it.
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