Federal Housing Finance Agency (FHFA) — Salaries & Pay 2026
FHFA employs 700 civilian FTE (OMB, FY2024). FHFA's verified average salary is $209,779/year (OPM FedScope, 2026).
FTE Source: OMB Analytical Perspectives, FY2027 Budget, Table 5-1 • Salary Source: OPM FWD, April 2026
FHFA Pay at a Glance
The Federal Housing Finance Agency employed 700 civilian FTE as of FY2024 (OMB). The verified average salary for FHFA is $209,779/year as of 2026 (OPM FedScope). Use our GS Pay Calculator for your exact salary by grade, step, and location.
700
Civilian FTE (OMB, FY2024)
$210K
FHFA verified avg salary (2026)
GS 1–15
General Schedule pay range
FTE = full-time equivalent; part-time employees count fractionally. Salary is base pay + locality pay; excludes benefits. View agency salary detail on OPM FedScope →
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FHFA Employment Overview
| Metric | Value | Source & Notes |
|---|---|---|
| Civilian FTE (FY2024) | 700 | OMB Analytical Perspectives FY2027 Budget, Table 5-1 (2024 Actual). FTE, not headcount. |
| Avg Agency Salary | $209,779 | OPM EHRI Employment Snapshot, REDACTED records excluded. Base + locality pay; excludes benefits. |
| Pay system | General Schedule (GS) + others | Most FHFA civilians on GS (15 grades × 10 steps). Some on SES, SL/ST, wage grade, or special rate tables. |
| Pay period | Biweekly (26×/yr) | Divide annual salary by 26 for biweekly gross pay. |
| Locality pay | 17.06% – 44.15% | Varies by duty station across 58 OPM pay areas. Rate × base pay = locality supplement. |
| Pay cap (2026) | $197,200 | Executive Schedule Level IV. Applies to GS employees whose locality-adjusted salary would exceed this amount. |
Common Occupations at FHFA
Major occupational categories employed at Federal Housing Finance Agency. Actual pay for each category depends on GS grade, step, and duty station. Use the GS Pay Calculator for a personalized figure.
- ✓Examiners & supervisory analysts (Fannie/Freddie)
- ✓Economists & housing finance specialists
- ✓Attorneys & regulatory counsel
- ✓Financial & risk analysts
- ✓IT & data systems
About Federal Housing Finance Agency
Independent federal regulator and conservator overseeing Fannie Mae, Freddie Mac, and the Federal Home Loan Banks — entities that collectively hold or guarantee ~$7 trillion in mortgage debt. FHFA is funded by assessments on regulated entities, not Congressional appropriations. The $209,779 average salary exceeds the standard GS cap because FHFA uses a special pay plan to recruit private-sector financial expertise — similar to the SEC and CFTC.
Calculate Your Exact FHFA Salary
Your actual pay depends on your GS grade, step, and duty station locality. Use our free calculator for an instant, accurate result.
FHFA Pay — Frequently Asked Questions
What is the average salary at the Federal Housing Finance Agency?↓
The verified average salary at FHFA is $209,779 as of 2026, based on OPM EHRI Employment Snapshot data where REDACTED records are excluded. Use our GS Pay Calculator to find your exact salary based on grade, step, and duty station.
How many employees does the FHFA have?↓
The Federal Housing Finance Agency employed 700 full-time equivalent (FTE) civilian employees as of FY2024, per the OMB Analytical Perspectives FY2027 Budget Table 5-1. FTE figures count part-time employees as fractions of a full-time position.
How is federal pay determined at FHFA?↓
Federal civilian pay is set by the General Schedule (GS) pay system for most employees. Pay = Base Pay (by grade and step) × (1 + Locality Rate). FHFA employees in different metropolitan areas receive different locality adjustments — from 17.06% (Rest of U.S.) to over 44% in San Jose-San Francisco. Use our GS Pay Calculator to find your rate.
Do FHFA employees receive federal benefits?↓
Yes. FHFA employees receive the full federal benefits package: FERS retirement (pension + Social Security + TSP with agency match), FEHB health insurance, FEGLI life insurance, Federal Dental and Vision (FEDVIP), and flexible spending accounts. Use our FERS Retirement Calculator to estimate your retirement income.
What is the FERS retirement benefit for FHFA employees?↓
FERS pension = High-3 Average Salary × Years of Service × 1% (or 1.1% if you retire at 62+ with 20+ years). For example, a FHFA employee with a $100,000 High-3 salary and 30 years of service would receive $30,000/year ($2,500/month) in FERS pension, plus Social Security and TSP savings. Use our FERS Retirement Calculator for a personalized estimate.
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Data Accuracy Notice: FTE figures are from the OMB Analytical Perspectives FY2027 Budget (Table 5-1, 2024 Actual), a U.S. government official publication. Salary figures come from OPM's Federal Workforce Data portal (April 2026). Agency-specific averages are shown only when the public EHRI records are representative; redaction-limited agencies use the government-wide benchmark. This page does not constitute financial or career advice. Always verify current pay rates with your agency HR office and OPM.gov.